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That is the value of auto loan applications submitted last year with something false on them, up 13% from the year before. Most of it is not stolen identities.
69% is the real customer misrepresenting income, employment, or down payment to get approved.
The lender catches it after the contract funds. Roughly 60% of lenders then require the dealer to buy it back.
Point Predictive, 2026 Auto Lending Fraud Trends Report.
The credit pull is the moment to learn everything else. Identity, fraud, and income all run from the same screen, while the customer is still in the store.
Clarity credit reports compare scores and reports from one to three bureaus in a single readable view.
Driver’s license scan pairs with DMV checks and biometric facial comparison, establishing identity before anyone acts on the application.
Synthetic fraud alerts screen every credit inquiry automatically, surfacing a questionable identity while the customer is still in the store rather than after the contract is signed.
Lender Select calculates dealer reserve across multiple lenders on the same screen.
The Compliance Dashboard shows every outstanding compliance task by store or by customer, so nothing sits waiting on somebody remembering it.
Every action, document, and compliance record is archived and timestamped in the audit log, creating a paperless showroom and a record that exists without anyone rebuilding a file after the customer has gone home.
A paperless showroom without the paper chase. Every document is stored, timestamped, and retrievable when someone asks for it.
See what’s missing at a glance. Outstanding documents show by store or by customer, so a deal never stalls on a form nobody followed up on.
See it live at Booth #427, September 22 and 23, Huntington Place, Detroit.
Let us show you how to utilize the customer’s credit information to the fullest and document every deal.
No purchase necessary to enter to win the Lego McLaren Set. Open to legal U.S. residents 18+ who attend Digital Dealer 2026.