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We'll bring the demo to you. 15 minutes, from your desk.
More Than a Score
Complete Credit™ verifies ID, surfaces fraud, maintains compliance, and maximizes profit.
30 years in automotive credit. More than 7,000 dealerships nationwide.
$10.4 billion in auto loan fraud exposure last year.
That is the value of auto loan applications submitted last year with something false on them, up 13% from the year before. Most of it is not stolen identities.
69% is the real customer misrepresenting income, employment, or down payment to get approved.
The lender catches it after the contract funds. Roughly 60% of lenders then require the dealer to buy it back.
Point Predictive, 2026 Auto Lending Fraud Trends Report.
The credit pull is the moment to learn everything else. Identity, fraud, and income all run from the same screen, while the customer is still in the store.
Why Dealers Choose Complete Credit:
- See more than a score. Clarity™ credit reports compare scores and reports from one to three bureaus in a single readable view, so your desk makes the call with the full picture.
- Know who’s at your desk. Driver’s license scan confirms identity before anyone acts on the application.
- Catch the questionable ones early. Synthetic fraud alerts screen every credit inquiry automatically and surface a questionable identity while the customer is still in the store, not after the contract is signed.
- Put more profit on every deal. Lender Select™ calculates dealer reserve across multiple lenders on the same screen.
- Stop chasing compliance. The Compliance Dashboard shows every outstanding task by store or by customer, so nothing sits waiting on somebody remembering it.
- Keep the file ready. Every action, document, and compliance record is archived and timestamped in the audit log, so the record exists without anyone rebuilding a file after the customer has gone home.
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Consumer Document Exchange™
Finish the paperwork before the customer finishes the test drive.
- Collect documents before they ever walk in. Pay stubs, insurance, references, and license photos come in securely from the customer’s phone while the car is still on the lot.
- Sign from their kitchen table. Consumers review and sign on any device, so the deal keeps moving after the store closes.
- No more texting a driver’s license to a salesperson’s cell. Documents arrive through a secure, compliant channel instead of a personal phone.
A paperless showroom without the paper chase. Every document is stored, timestamped, and retrievable when someone asks for it.
See what’s missing at a glance. Outstanding documents show by store or by customer, so a deal never stalls on a form nobody followed up on.
Can’t make it to Detroit? See it on your screen.
Let us show you how to utilize the customer’s credit information to the fullest and document every deal.