Stop Overpaying for Credit Pulls

Most dealers are paying marked-up rates. They just don’t see it. Upload your invoice. We’ll show you the difference in direct to bureau rates.

See What You Should Actually Be Paying

NCC Direct gives you true bureau-direct pricing: no middle layers, no padded margins.

• Know your real cost per pull

• Eliminate hidden markups

• Keep more profit per deal

You Could Keep Overpaying for Credit… Or Fix It in 5 Minutes

Most dealers stay with the same provider out of habit. But habit is expensive. If you’re serious about tightening margins, this is the first place to look.

What Changes When You Go Direct

You stop guessing. You start operating with clarity.

• Direct bureau rates: not reseller pricing

• Clear per-pull cost: no surprises

• Higher front-end gross: without selling more cars

Built for Dealers Who Move Volume

If you’re doing 30–50 units a month, this matters.
Small differences per pull = thousands over time.

This isn’t about saving pennies.
It’s about protecting your margin at scale.

Everything You Already Use, Just Smarter

No disruption. No headache.

• Credit Reports & Scores

• Soft Pull Prequal

• Compliance Workflow

• eSign & Doc Management

• Fraud + ID Verification

• Lender Selection

Works with Tekion, RouteOne, DealerTrack.

Is This Worth Looking At?

If any of these feel familiar, you’re in the right place:

• You’ve never audited your per-pull cost

• You suspect you’re paying marked-up rates

• You want tighter control over deal profit

Frequently Asked Questions

You’re removing the middleman. That means you’re not paying 4 companies markup pricing, just direct bureau pricing.

No. We integrate with your current systems and workflows.

Yes. Multi-layer encryption and enterprise-level protection are standard.

Very few providers have direct bureau access. That’s where the savings come from for the independent dealer.