< class="page-title"> What is Complete Credit
What is Complete Credit

Verify ID, Reduce Fraud, Stay Compliant, and Maximize Profits with Complete Credit™

Automotive’s only comprehensive Credit & Compliance solution

NCC Complete Credit

Complete Credit™ provides all of your credit & compliance needs in one easy-to-use system with the industry’s most innovative credit reporting, lender recommendations, automated workflows, and advanced decisioning.

More than just credit reports and scores, Complete Credit enhances every aspect of your dealership’s processes:

Verify Identity

Reduce Fraud

Stay Compliant

Maximize Profit

80-85%

Of all ID fraud is Synthetic Fraud. Dealers are a prime target.

Up to $50,000

Each occurrence of noncompliance.

+$400/vehicle avg

Credit-optimized lender recommendations.

Improve Efficiency with an Intuitive Interface

Unlike other Credit & Compliance software, Complete Credit™ simplifies every task and process with a clean look and easy-to-use interface, therefore making it easy to keep staff trained and uniform in credit, compliance, and lending decisions.

Navigating through the user-friendly design prevents headaches and missed steps.

Reduce Data Entry and Duplicates with an Online Credit Application

Complete Credit™ features a full Online Credit Application in addition to standard credit pulls, allowing your dealership to meet your customer where they are most comfortable.

This feature enables you to learn valuable information about your prospect and speed up the sales process.

Verify Identity with Driver’s License Scan

Expand your customer reach earlier, while staying secure in the digital sales space, by allowing your customers to upload their driver’s licenses from their own mobile devices. Quick and easy.

Our system pairs with DMV checks and biometric facial comparisons to verify the legitimacy of each license, therefore both you and your customers are better protected.

Stay Protected with Synthetic Fraud Alerts

Synthetic Fraud alerts provide a state-of-the-art digital solution that analyzes, identifies, and provides alerts for potential synthetic fraud – allowing your dealership to quickly investigate before a fraudster leaves with a vehicle.

By automatically screening every credit inquiry for potential synthetic fraud, you can quickly identify threats before they escalate.

View Outstanding Compliance Tasks by Store or Customer with the Dealer Dashboard

Complete Credit‘s centralized Dealer Dashboard is designed to streamline regulatory tasks across your dealership.

The Dealer Dashboard gives you a holistic look at all of your compliance needs and provides actionable steps to fulfill 100% of regulatory requirements, saving you from costly fines.

Streamline Processes Across your Dealership with the Compliance Workflow

With the constant pressure of regulations, disclosure notices, and policy updates, it’s easy to miss something that could lead to fines or lengthy legal issues.

With the Compliance Workflow, custom processes and tasks for each role within your dealership can be implemented to take the guesswork out of compliance.

Create a Paperless Showroom with Audit Logs and Digital Document Storage

No one wants to be audited, but Complete Credit’s Audit Log and Document Storage features guarantee that your dealership is audit-ready at all times.

With the Audit Log and Document Storage, every document, action, and compliance record is securely archived, timestamped, and easy to find whenever you need it.

Gain Insight into your Dealership’s Performance with Reporting and Analytics

Whether you’re desking deals, comparing performance across dealerships, or developing marketing and inventory strategies based on customer credit trends, you’ll have clear, actionable data to guide smarter decision-making.

With dashboards and customizable reporting, you can easily turn data into insights at every level of your dealership.

Maximize Profit on Every Deal with Lender Select™

Lender Select™ automatically calculates Dealer Reserve across multiple lenders, ensuring not only high profit margins on each deal, but also nearly eliminating turn-downs and rehashes.

Easily find the best deals for your dealership and customers, all while expanding your lender network.

NCC is the only Value-Added Reseller of all three credit bureaus with integrated Credit, CRM, and Desking in the retail auto industry! Because of this, we can offer the most comprehensive set of credit and soft pull tools of any Lead Management/CRM/Desking provider.
Clarity™ Credit Reports
With Clarity™ credit reports, you can instantly compare credit scores and reports from one to three bureaus, giving you a comprehensive understanding of your buyer's credit profile in seconds. Clarity’s easy-to-read format is clear enough for even new employees to understand and quickly identify areas of concern.
ID Verification and Fraud Alerts
Complete Credit™ provides multi-layered fraud protection, enabling dealers to verify a customer’s identity or investigate potential fraud immediately. Confidently hand over the keys knowing that you’re protected from costly buybacks and losses.
Lender Select™
Instantly compare multiple lenders with Lender Select™, providing insight into Dealer Reserve and APR, ensuring both high profit margins and increased trust with your customers. With provided recommendations, you can quickly and confidently make informed decisions and strengthen your customer and vender relations.

Schedule a Demo

Complete Credit is a state-of-the-art solution designed to handle all your credit and compliance-related tasks in one easy- to- use platform: verifying IDs, gathering customer data, pulling credit, staying compliant, selecting the best lenders, streamlining the sales process, and much more. Learn more about how Complete Credit can help your dealership.